Role of Financial Inclusion in Gender Equality: A Study with Reference to Female Street Vendors in Ranchi City

Authors

  • Nitesh Kumar

Keywords:

Financial Inclusion, Gender Equality, Street Vendors, Ranchi

Abstract

This study examines how gender equality and financial inclusion interact among female street sellers in Ranchi City. The study investigates participant views and experiences in connection to financial services and gender dynamics using a mixed-methods approach, including surveys and data analysis. According to descriptive data, participants are aware of formal financial services, and having access to savings accounts improves their ability to save and manage their finances. The study highlights the many facets of financial inclusion and highlights how it might help women become more economically and socially independent. But problems still exist, making it difficult to use formal financial services effectively due to a lack of financial literacy. The report emphasizes the value of customized approaches while supporting in-depth financial literacy initiatives and safer working conditions. The findings emphasize the need for specific interventions that meet the various needs of female street sellers, adding to the conversation on gender equality and financial inclusion. This study's ultimate goal is to influence legislation and promote a more inclusive and fair future for this group.

Downloads

Download data is not yet available.

References

Baghla, Ashish. 2018. “Financial Inclusion in India : Its Need and Future.” IJRAR- International Journal of Research and Analytical Reviews 5(3):449–53.

Chaudhary, Dr. Amar Kumar, and Rinki Kumari. 2022. “Impact of Financial Inclusion on Women Empowerment: A Case Study of Ranchi District.” International Journal for Research in Applied Science and Engineering Technology 10(8):1388–98. doi: 10.22214/ijraset.2022.46423.

Cicchiello, Antonella Francesca, Amirreza Kazemikhasragh, Stefano Monferrá, and Alicia Girón. 2021. “Financial Inclusion and Development in the Least Developed Countries in Asia and Africa.” Journal of Innovation and Entrepreneurship 10(1). doi: 10.1186/s13731-021-00190-4.

Claeys, An Sofie, and Verolien Cauberghe. 2014. “What Makes Crisis Response Strategies Work? The Impact of Crisis Involvement and Message Framing.” Journal of Business Research 67(2):182–89. doi: 10.1016/j.jbusres.2012.10.005.

Giacomucci, Scott. 2021. Sociometric Assessment and Written Psychodramatic Interventions in Individual Social Work Practice.

Khan, Mohammad Israr, and Rajeev Singh Bhandari. 2022. “Marginalised Street Vendors and Financial Inclusion Levels.” 10(11):807.

Le, Thai Ha, Anh Tu Chuc, and Farhad Taghizadeh-Hesary. 2019. “Financial Inclusion and Its Impact on Financial Efficiency and Sustainability: Empirical Evidence from Asia.” Borsa Istanbul Review 19(4):310–22. doi: 10.1016/j.bir.2019.07.002.

Potluri, Mrs. ambika, and Mrs. Naga M. Sulochana. 2018. “A Study on Financial Inclusion in India With Reference To Banking Industry.” International Journal OfManagement and Social Science Research Review 1(45):61–65.

Pushp, Aman, Rahul Singh Gautam, Vikas Tripathi, Jagjeevan Kanoujiya, Shailesh Rastogi, Venkata Mrudula Bhimavarapu, and Neha Parashar. 2023. “Impact of Financial Inclusion on India’s Economic Development under the Moderating Effect of Internet Subscribers.” Journal of Risk and Financial Management 16(5). doi: 10.3390/jrfm16050262.

R. Karthikeyan, and R. Mangaleswaran. 2019. “‘a Study on the Socio Economic Status of Women Street Vendors With Reference To Tiruchirappalli District.’” 16(June).

Redondo-Sama, Gisela, Virginia Matulic, Ariadna Munté-Pascual, and Irene de Vicente. 2020. “Social Work during the Covid-19 Crisis: Responding to Urgent Social Needs.” Sustainability (Switzerland) 12(20):1–16. doi: 10.3390/su12208595.

Reza Iravani, Mohammad, and Sajjad Majidi Parast. 2014. “Examine the Role of Social Workers in Crisis Management.” Journal of Sociology and Social Work 2(1):87–97.

Singh, Charan, Karthik Ram, and Ravi Chandrakar. 2014. “WORKING PAPER NO : 474 Financial Inclusion in India : Select Issues.” Iimb-Wp (June):1–43.

Substance Abuse and Mental Health Services Administration (SAMHSA). 2020. “National Guidelines for Behavioral Health Crisis Care - A Best Practice Toolkit Knowledge Informing Transformation.” 1–80.

Thorsten, Beck. 2016. “Financial Inclusion – Measuring Progress and Progress in Measuring.” Fourth IMF Statistical Forum (November):1–33.

Vašíčková, Veronika. 2020. “Crisis Management Process - A Literature Review and a Conceptual Integration.” Acta Oeconomica Pragensia 27(3–4):61–77. doi: 10.18267/j.aop.628.

Additional Files

Published

10-08-2023

How to Cite

Nitesh Kumar. (2023). Role of Financial Inclusion in Gender Equality: A Study with Reference to Female Street Vendors in Ranchi City. Vidhyayana - An International Multidisciplinary Peer-Reviewed E-Journal - ISSN 2454-8596, 9(1). Retrieved from http://j.vidhyayanaejournal.org/index.php/journal/article/view/914