COMPARATIVE ANALYSIS OF NON PERFORMING ASSETS IN SELECTED BANK

Abstract

The Indian banking can be broadly categorized into nationalized (government owned), private banks and specialized banking institution. Today, all the banks are facing the problem of non performing assets whether it is publice sector bank or private sector bank. Non performing assets have been single largest cause of irritation of banking sector in India. When the borrowers stops paying interest or principal on loan, the lender will lose money. Such a loan is known as non performingassets (NPA). Indian banking industry is seriously affected by non performing assets. This research paper considers data of public sector bank of last five years. The research paper attempts to evaluate various ratios of non performing assets on the basis of secondary data. This research paper gives conceptual idea about meaning of non performingassets; various ratios related to non performing assets and lastly, compare non performing assets in public sector bank.