Increasing non-performing assets & its impact on the profitability of banks during the Pandamic-2019
Keywords:
NPA, Financial Performance, Bank, ProfitabilityAbstract
Assets become non-performing asset when it stops generating returns for the bank. The non-performing assets significantly impact the financial performance of the banks especially during the pandemic 2019. Thus non-performing asset is very important to be considered while measuring the financial performance of any financial institution and the NPA has shown a huge grown owing to the adverse situation due to the COVID-19 pandemic all over the world. Irrespective of the fact that the banks disburse credit with utmost precautions still they are widely facing the issues of non-repayment of loans and advances leading to increasing nonperforming assets. Thus a research is conducted to study the non-performing assets of the selected banks namely State Bank of India, Canara, Bank of India, Bank of Baroda and Punjab National Bankowing to the pandemic situation in the country.The research is based on the secondary data retrieved from annual reports of the banks, report of trend and progress of Banking in India, handbook of RBI& research journals.This research aims to determine the impact of nonperforming assets on the profitability of the selected banks in India.
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