A STUDY ON ASSETS LIABILITY MANAGEMENT OF SELECTED PUBLIC SECTOR BANKS
Keywords:
Assets Liability Management, Maturity Bucket, Liquidity RiskAbstract
Assets Liability Management is a dynamic and vital tool used by the Indian banks for measuring, controlling, managing and improving the practices of risk management which is an important dimension of ALM. Banks are exposed to different risks in the course of their business and these risks may cause imbalance in assets and liability due to volatility in interest rate and liquidity risk and hence ALM provide a tool to balance the negativity of liability over assets which may open up the opportunity to intensify the net worth of banks. This paper attempts to assess the impact of ALM on the profitability of banks by using the technique of ratio analysis.
Downloads
References
Reserve Bank of India, ‘Report on Trend and Progress of banking in India 2003-04, RBI, 2004.
The Reserve Bank of India, ‘The Reserve Bank of India: Functions and working’, Bombay 1983.
Khan, M.Y, Indian Financial System, Mc Graw Hill Education, Chennai, Tenth Edition, 2018, Page no. 13.1
Agarwal, O.P, Banking and Insurance, Himalaya Publishing House, Mumbai, Second Edition, 2011, Page no. 193
Dr. R. Umarani, J. M. (2015). An Analysis of Assest Liaility Management In Indian Banks. International Journal Of Business And Administration Research Review , 5.
Karthigeyan, D. V. (2013). Asset-Liability Management In Indian Private Sector Banks-A Canonical Correlation Analysis. International Journal Of Management , 8.
Dash, M. (2013). A Study of the Impact of Asset-Liability Management on the Profitability of Banks in India. Journal of Applied Management and Investments , 16.
Al Subiri, F. N. (2010). Impact of Bank Asset and Liability Management on Profitability. Empirical Investigation Journal of Applied Research in Finance, 9.
www.rbi.org.in
www.allindiabankingsolutions.com
www.businessmanagementideas.com
www.moneycontrol.com
