NIJRUP S VISANI. “ANALYZING THE TRENDS AND IMPLICATIONS OF GROSS AND NET NPAS IN SCHEDULED COMMERCIAL BANKS AND PUBLIC SECTOR BANKS: A COMPARATIVE STUDY (2017-2022)”. Vidhyayana - An International Multidisciplinary Peer-Reviewed E-Journal - ISSN 2454-8596 10, no. s1 (October 10, 2024): 1048–1061. Accessed November 14, 2024. http://j.vidhyayanaejournal.org/index.php/journal/article/view/2011.